How Veterans Can Establish Service Connection for the VA Disability Condition Claims

When applying for service-connected compensation, you must provide a nexus between your military service and your current, diagnosed condition. There are several ways to establish service connection for your condition. In some cases, the U.S. Department of Veterans Affairs (VA) presumes service connection for veterans who develop specific medical conditions during active duty service.

TYPES OF SERVICE CONNECTION

Service connection can be established in one of the following ways:

  • Direct service connection
  • Presumptive service connection
  • Aggravation
  • Secondary service connection
  • 1151 service connection

DIRECT SERVICE CONNECTION

Direct service connection involves a connection between a veteran’s military service and a veteran’s current, diagnosed condition.

To establish direct service connection, we can draw upon medical records, military service history, physicians’ statements, and opinions from experts.

PRESUMPTIVE SERVICE CONNECTION

The VA presumes certain conditions to be service-connected if a veteran meets certain criteria.

Presumptive service connection includes exposure to herbicide agents. This presumption applies to veterans who were exposed to herbicides during their time in service, such as those stationed in Vietnam, and have a certain medical condition as a result.

A Veterans service organisation or a veterans disability lawyer can review your service and medical records to determine if you are entitled to presumptive service connection.

AGGRAVATION

You can also establish service connection if your military service aggravated a preexisting condition.

For example, you may have injured your knee prior to service, but certain training exercises worsened the condition. You may be entitled to service connection based on aggravation if you can prove that your military service caused your knee condition to get worse. Additionally, if you have a service-connected back condition that aggravates a non-service-connected neck condition, you may be able to get service connection for your neck based on aggravation.

SECONDARY SERVICE CONNECTION

Secondary service connection can be established when a veteran’s condition is the result of another service-connected condition.

For example, a veteran might develop peripheral neuropathy as a result of their service-connected Type II diabetes. Then, peripheral neuropathy would warrant secondary service connection.

1151 SERVICE CONNECTION

If you received treatment for a medical condition in a VA hospital, and your treatment led you to develop a disabling medical condition, you may be entitled to service connection by filing an “1151 claim”.

For A Complete Guide To VA Disability Claims and to find out more about your potential VA disability case and how to obtain favorable VA Rating Decision! Visit: VA-Claims.org

For Cases & Decisions that Could Save Your VA Service-Connected Claims! Visit: VAClaims.org ~ A Non-Profit Non Governmental Agency

What Veterans Must Know About Ancillary Benefit-Restored Entitlement Program for Survivors (REPS) and Ancillary Benefit-Dependents Educational Assistance (DEA)

Ancillary Benefit-Restored Entitlement Program for Survivors (REPS)

Special allowance payable under Section 156 of Public Law 97-377 is called the Restored Entitlement Program for Survivors (REPS).  The REPS allowance is a payment to certain surviving spouses and children of individuals that died

  • on active duty prior to August 13, 1981, or
  • as a result of an service-connected disability that was incurred or aggravated prior to August 13, 1981.

This allowance replaces certain Social Security benefits that the provisions of the Omnibus Budget Reconciliation Act of 1981 either reduced or terminated.

Note: An ancillary benefit is an additional benefit that is related to, or derived from entitlement to certain service-connected benefits.

Ancillary Benefit-Dependents Educational Assistance (DEA)

Note: An ancillary benefit is an additional benefit that is related to, or derived from entitlement to certain service-connected benefits.

Dependents’ educational assistance (DEA) under 38 U.S.C. Chapter 35 provides payment of a monthly education or training allowance to the spouse and children of a Veteran who

  • has a total service-connected disability that is permanent in nature, or
  • died
    • of a service-connected disability, or
    • while a service-connected disability was evaluated as total and permanent in nature.

Dependent and Spouse Educational Assistance provides education and training opportunities to eligible dependents of certain veterans.

An eligible dependene or spouse of a veteran can receive up to 45 months of education benefits. These benefits may be used for degree and certificate programs, apprenticeship, and on-the-job training. If you are a spouse, you can take a correspondence course. Under certain circumstances, remedial, deficiency, and refresher courses may be approved.

Who Is Eligible? 

You must be the son, daughter, or spouse of a veteran. In order to be eligible the veteran must be:

  • A veteran who died or is permanently and totally disabled as the result of a service-connected disability. The disability must arise out of active service in the Armed Forces.
  • A veteran who died from any cause while such service-connected disability was in existence.
  • A servicemember missing in action or captured in line of duty by a hostile force.
  • A servicemember forcibly detained or interned in line of duty by a foreign government or power.
  • A servicemember who is hospitalized or receiving outpatient treatment for a service connected permanent and total disability and is likely to be discharged for that disability. This change is effective December 23, 2006.

When Are You Eligible?

Child-Son or Daughter:

A son or daughter of a veteran who wishtes to receive benefits for attending shcool or job training must be between 18 and 26 years old. Under certain circumstances it is possible to start at an earlier age and to continue after age 26. Marriage does not exclude you from this benefit.

If you are in the Armed Forces, you may not receive this benefit while on active duty. You can however obtain the education benefits after discharge from military service as long as your discharge is not under dishonorable conditions. The Veterans Administration can extend your period of eligibility by the number of months and days equal to the time spent on active duty. This extension cannot generally go beyond your 31st birthday, there are some exceptions.

38 U.S.C. Chapter 35 provides educational assistance to “eligible persons,” including “children whose education would otherwise be impeded or interrupted by reason of disability or death of a parent from a disease or injury incurred or aggravated in the Armed Forces.”  38 U.S.C. § 3500.  For purposes of DEA benefits under chapter 35, “eligible person” means a child of a person who, as a result of qualifying service, died of a service-connected disability or has a total disability permanent in nature resulting from a service-connected disability, or who dies while a disability so evaluated was in existence.  38 U.S.C. § 3501(A)(1)(a).

In general, an eligible child’s period of eligibility for educational assistance under chapter 35 ends on his or her 26th birthday.  38 U.S.C. § 3512(a); 38 C.F.R. § 21.3041(a), (b), although there are some exceptions.  38 C.F.R. § 21.3041(g).  The general rule is that the commencing date of an original award of educational assistance is the latest of:  (a) the date the educational institution certifies the course; (b) one year before the date of receipt of the claim; or (c) the effective date of the approval of the course, or one year before VA receives approval notice, whichever is later.  38 U.S.C. § 3672; 38 C.F.R. § 21.4131(a).  When determining the effective date of an award under Chapter 35 the Secretary may consider the individual’s application as having been filed on the eligibility date of the individual if that eligibility date is more than one year before the date of the initial rating decision.  38 U.S.C. § 5113(b).

Pursuant to 38 U.S.C. section 5113(b)(2) the criteria for an earlier effective date under this statute requires that the claimant is an eligible person who:

(A) submits to the Secretary an original application for educational assistance under Chapter 35 of this title . . . within one year of the date that the Secretary makes the rating decision;

(B)   claims such educational assistance for pursuit of an approved program of education during a period preceding the one-year period ending on the date on which the application was received by the Secretary; and

(C)   would have been entitled to such educational assistance for such course pursuit if the individual had submitted such application on the individual’s eligibility date.

Spouse:

If you are a spouse, benefits end 10 years from the date VA finds you eligible or from the date of death of the veteran. If the VA rated the veteran permanently and totally disabled with an effective date of 3 years from discharge a spouse will remain eligible for 20 years from the effective date of the rating. This change is effective October 10, 2008 and no benefits may be paid for any training taken prior to that date. For surviving spouses (spouses of servicemembers who died on active duty) benefits end 20 years from the date of death.

What You Need To Do

Make sure that the program you want to enroll in is approved for VA training.

Obtain and complete the application, VA Form 22-5490, Application for Survivors’ and Dependents’ Educational Assistance. Send it to the VA regional office with jurisdiction over the State where you will train. If you are a son or daughter, under legal age, a parent or guardian must sign the application.

If you have already started training, take your application to your school or employer. Ask them to complete VA Form 22-1999, Enrollment Certification, and send both forms to VA.

DOWNLOAD: Survivors’ and Dependents’ Educational Assistance Program booklet (PDF)

For A Complete Guide To VA Disability Claims and to find out more about your potential VA disability case and how to obtain favorable VA Rating Decision! Visit: VA-Claims.org

For Cases & Decisions that Could Save Your VA Service-Connected Claims! Visit: VAClaims.org ~ A Non-Profit Non Governmental Agency

What are the Requirements of Non-Service Connected Survivors Pension Benefit, aka “Non-Service Connected Death Pension”

Non-Service Connected Survivors Pension Benefit, aka “Non-Service Connected Death Pension”

The Non-Service Connected Survivors Pension benefit, which may also be referred to as Death Pension, is a tax-free monetary benefit payable to a low-income, un-remarried surviving spouse and/or unmarried child(ren) of a deceased Veteran with wartime service.

The following requirements apply for the survivor pension:

  1. Discharge Requirements for the deceased Veteran remain the same, and
  2. Service Requirements for the deceased Veteran remain the same, and
  3. The surviving spouse is the current spouse and is unmarried, and
  4. The surviving unmarried children of the deceased Veteran are either:
    1. under 18 years of age,
    2. became permanently “helpless” before 18 years of age
    3. between the ages of 18 and 23 and is in the process of pursuing a course of study at an approved institution such as college or vocational school.
  5. “Net Worth” Limitations remain the same.
  6. “Countable Income” Deductions remain the same.
  7. The MAPR rate limit for each child is $2,250.
  8. Extra benefit of aid and attendance and housebound status requirements remain the same.
  9. EVR reporting requirements remain the same.

 

The Maximum Annual Pension Rate (MAPR) or “Countable Income Limits” are different for Survivors Pension. The Effective Rates as of 12/01/2017 are:

 

Standard Medicare Deduction: Actual amount will be determined by SSA based on individual income.


Maximum Annual Pension Rate (MAPR) Category Amount
MAPR Without Dependent Child $8,830
To be deducted, medical expenses must exceed 5% of MAPR or $ 442
MAPR With One Dependent Child $11,557
To be deducted, medical expenses must exceed 5% of MAPR or $578
Housebound Without Dependents $10,792
Housebound With One Dependent $13,514
A&A Without Dependents $14,113
A&A Without Dependents (SAW Veteran’s Surviving Spouse) $14,685
A&A With One Dependent $16,837
A&A With One Dependent (SAW Veteran’s Surviving Spouse) $17,347
SBP/MIW Annuity Limitation $8,830
Add for Each Additional Child $2,250
MAPR FOR CHILD ALONE $2,250
Child Earned Income Exclusion effective 1/1/2000 $7,200
(38 CFR §3.272(j)(1)) effective 1/1/2001 $7,450
effective 1/1/2002 $7,700
effective 1/1/2003 $7,800
effective 1/1/2004 $7,950
effective 1/1/2005 $8,200
effective 1/1/2006 $8,450
effective 1/1/2007 $8,750
effective 1/1/2008 $8,950
effective 1/1/2009 $9,350
effective 1/1/2012 $9,750
effective 1/1/2013 $10,000
effective 1/1/2014 $10,150
effective 1/1/2015 $10,300
effective 1/1/2016 $10,350
effective 1/1/2017 $10,400
effective 1/1/2018 $10,650

For A Complete Guide To VA Disability Claims and to find out more about your potential VA disability case and how to obtain favorable VA Rating Decision! Visit: VA-Claims.org

For Cases & Decisions that Could Save Your VA Service-Connected Claims! Visit: VAClaims.org ~ A Non-Profit Non Governmental Agency

What Veterans Should Know About Veteran Benefits-Survivors Benefits

A veteran’s compensation benefits end at the death of the veteran. A surviving spouse does not continue to receive the veteran’s benefits. However, the law creates a separate Dependency and Indemnity Compensation (“DIC”) benefit that dependent spouses, minor children, children up to age 23 who are in school, and, in some cases, parents can claim after the death of a veteran. Each DIC claim is its own original claim for VA benefits that is legally independent of the veteran’s award.

The key issue in a DIC claim is usually whether the veteran’s death was service-connected. Generally, if the principal cause or one of the contributory causes of a veteran’s death was a service-connected condition, an eligible survivor is entitled to DIC. DIC can be awarded even if the condition was not service connected at the time of death or even if the veteran never filed a claim with VA, if service-connection can be established by existing evidence. A DIC claim can be filed at any time, even decades after the veteran’s death, but if it is filed within one year of the veteran’s death compensation will start from the date of death rather than the date of the application.

DIC is paid to a surviving spouse of a qualifying veteran who died from a service-connected disability.  38 U.S.C. § 1310; Dyment v. West, 13 Vet. App. 141, 144 (1999), aff’d sub nom. Dyment v. Principi, 287 F.3d 1377 (Fed. Cir. 2002); Hanna v. Brown, 6 Vet. App. 507, 510 (1994)Darby v. Brown, 10 Vet. App. 243, 245 (1997).  A veteran’s death will be considered service connected where a service-connected disability was either the principal or a contributory cause of death.  38 C.F.R. § 3.312(a).  A service-connected disability is the principal cause of death when that disability, “singly or jointly with some other condition, was the immediate or underlying cause of death or was etiologically related thereto.”  38 C.F.R. § 3.312(b).  To be a contributory cause of death, the disability must have “contributed substantially or materially” to death, “combined to cause death,” or “aided or lent assistance to the production of death.”  38 C.F.R. § 3.312(c)(1).  The Board’s determination of whether a veteran’s death was service connected is a finding of fact that the Court reviews under the “clearly erroneous” standard.  38 U.S.C. § 7261(a)(4); Wray v. Brown, 7 Vet. App. 488, 492 (1995).

A “surviving spouse” is defined as a person of the opposite sex who was the spouse of a veteran at the time of the veteran’s death, and who lived with the veteran continuously from the date of marriage to the date of the veteran’s death (except where there was a separation which was due to the misconduct of, or procured by, the veteran without the fault of the spouse) and who has not remarried or (in cases not involving remarriage) has not since the death of the veteran, and after September 19, 1962, lived with another person and held himself or herself out openly to the public to be the spouse of such other person.  38 U.S.C. § 101(3); see also 38 C.F.R. § 3.50(b).  However, no compensation shall be paid to a surviving spouse unless the surviving spouse was married to the veteran:

(1)   before expiration of fifteen years after the termination of the period of service in which the injury or disease causing the death of the veteran was incurred or aggravated; or

(2)   for one year or more; or

(3)   for any period of time if a child was born of the marriage, or was born to them before the marriage.

38 U.S.C. §§ 1102, 1304, 1541(f); 38 C.F.R. § 3.54(c).

In determining whether a claimant is the veteran’s “surviving spouse” for purposes of VA benefits, the validity of the marriage depends on “the law of the place where the parties resided at the time of the marriage or the law of the place where the parties resided when the right to benefits accrued.”  38 U.S.C. § 103(c); see also 38 C.F.R. § 3.1(j).  A claimant “has the burden to come forward with preponderating evidence of a valid marriage under the laws of the appropriate jurisdiction.”  Aguilar v. Derwinski, 2 Vet. App. 21, 23 (1991); see also Sandoval v. Brown, 7 Vet. App. 7, 9 (1994) (stating that “before applying for benefits, a veteran’s spouse must supply proof of her or his marital status” to achieve claimant status); 38 C.F.R. § 3.205 (providing for a number of ways that a spouse can prove marital status).  The validity of a divorce decree regular on its face will only be questioned by VA if such validity is questioned by a party.  38 C.F.R. § 3.206(a).  The Board’s determination regarding whether a person is a surviving spouse of a deceased veteran is a question of fact that the Court reviews under the “clearly erroneous” standard.  38 U.S.C. § 7261(a)(4); Dedicatoria v. Brown, 8 Vet. App. 441, 443 (1995).

Where a DIC claimant submits evidence that an attempted marriage was invalid because of a legal impediment, such as the nonrecognition of common law marriages, see VA Gen. Coun. Prec. 58-91 (June 17, 1991), the marriage will still be “deemed valid” if:

(1)   the marriage occurred one year or more before the veteran died or if a child was born of the marriage;

(2)   the claimant entered into the marriage without knowledge of the legal impediment;

(3)   the claimant cohabitated with the veteran continuously from the date of marriage to the date of death; and

(4)   no claim has been filed by a legal surviving spouse who has been found to be entitled to death benefits.

38 U.S.C. § 103(a); 38 C.F.R. § 3.52.  “The determination of a claimant’s knowledge of a legal impediment is viewed in terms of ‘what the appellant’s state of mind was at the time that the invalid marriage was contracted.'”  See Lamour v. Peake, 544 F.3d 1317, 1323 (Fed. Cir. 2008) (quoting Dedicatoria, 8 Vet. App. at 444).  In VA General Counsel Opinion 58-91, the Secretary stated that “the lack of knowledge requirement must have a broader meaning, encompassing lack of knowledge of the law prohibiting marriage, not just ‘knowledge of the factual ground which activated the law.'”  VA Gen. Coun. Prec. 58–91 (June 17, 1991).

The surviving spouse of a deceased veteran is entitled to dependency and indemnity compensation benefits (DIC) when the veteran’s death was not the result of his or her own willful misconduct and the veteran “was in receipt of or entitled to receive . . . compensation at the time of death for a service-connected disability rated totally disabling if . . . the disability was continuously rated totally disabling for a period of 10 or more years immediately preceding death . . . .”  38 U.S.C. § 1318(b)(1); see also 38 C.F.R. § 3.22(a).  A surviving spouse is also entitled to dependency and indemnity compensation benefits where the deceased veteran had a disability that “was continuously rated totally disabling for a period of not less than five years from the date of such veteran’s discharge or release from active duty” or where “the veteran was a former prisoner of war who died after September 30, 1999, and the disability was continuously rated totally disabling for a period of not less than one year immediately preceding death.”  38 U.S.C. §§ 1318(b)(2)-(3); 38 C.F.R. § 3.22(a) (2).

As described above, a key to a spouse’s eligibility for benefits after the death of a veteran is that the spouse was married to the veteran at the time of death.  If a surviving spouse remarries after the death of a spouse, the issue of eligibility for benefits becomes complicated.  If a remarriage has ended, the spouse is eligible for DIC.  If still remarried, eligibility depends on when the spouse reached age 57, when the remarriage occurred, and whether a claim was pending on a certain date.  This is a complicated area and VetFirst urges surviving spouses who have remarried to contact an experienced service officer or attorney to determine eligibility for their specific situation.

 The child of a deceased veteran is entitled to DIC when the veteran dies as the result of service-connected disabilities.  38 U.S.C. §§ 1313, 1314.  For purposes of determining eligibility for this benefit, a child must be unmarried and must

(1)   be under the age of 18,

(2)   have become permanently incapable of self-support before the age of 18, or

(3)   be between the ages of 18 and 23 and pursuing a course of instruction at an approved educational institution.

38 U.S.C. § 101(4)(A); 38 C.F.R. §§ 3.356, 3.57(a)(1).  Further, section 3.356 provides that the question of a child’s permanent incapacity is one of fact for determination by VA, and that it will be decided on the basis of whether the child is “permanently incapable of self-support through his own efforts by reason of physical or mental defect” at the date of attaining the age of 18 years.  38 C.F.R. §§ 3.356(a), (b); Dobson v. Brown, 4 Vet. App. 443, 445 (1993).  The Board’s determination of permanent incapacity for self-support is a finding of fact that the Court reviews under the “clearly erroneous” standard of review.  38 U.S.C. § 7261(a)(4); 38 C.F.R. § 3.356(b); see also Gilbert v. Derwinski, 1 Vet. App. 49, 53 (1990).

For A Complete Guide To VA Disability Claims and to find out more about your potential VA disability case and how to obtain favorable VA Rating Decision! Visit: VA-Claims.org

For Cases & Decisions that Could Save Your VA Service-Connected Claims! Visit: VAClaims.org ~ A Non-Profit Non Governmental Agency

What Veterans Must Know About VA Life Insurance Programs

Over the years the VA has offered a number of different life insurance plans.  Some of these plans are still open for enrollment while others are closed to new enrollees.

For details of the VA Life Insurance Program refer to VetsFirst Knowledge Book VA Life Insurance,.

As a general rule if you have questions regarding VA life insurance you should visit the VA’s insurance website at www.insurance.va.gov or call VA’s Insurance Center toll-free at 1-800-669-8477.  Specialists are usually available between the hours of 8:30 a.m. and 6 p.m., Eastern Time, to discuss premium payments, insurance dividends, address changes, policy loans, naming beneficiaries and reporting the death of the insured.

When contacting the VA regarding an insurance matter if the insurance policy number is not known, use whatever information is available, such as the veteran’s VA file number, date of birth, Social Security number, military serial number or military service branch and dates of service to:

Department of Veterans Affairs Regional Office and Insurance Center

Box 42954

Philadelphia, PA 19101

For A Complete Guide To VA Disability Claims and to find out more about your potential VA disability case and how to obtain favorable VA Rating Decision! Visit: VA-Claims.org

For Cases & Decisions that Could Save Your VA Service-Connected Claims! Visit: VAClaims.org ~ A Non-Profit Non Governmental Agency

Specially Adapted Housing and Special Home Adaptation Grants: Special VA Benefits for the Disabled Service Connected Vets

The VA offers 4 different grants for qualifying Veterans and Servicemembers to assist them with the building, remodeling, or purchasing an adapted home.   The four grants are:

  1. Specially adapted housing (SAH) grants, 
  2. Special housing adaptation (SHA) grants,
  3. Temporary Residence Adaptation (TRA) grants, and
  4. Home Improvements and Structural Alterations (HISA) grants.

1. Specially adapted housing (SAH) grants help veterans with certain service-connected disabilities live independently in a barrier-free environment.  SAH grants can be used to:

  • Construct a specially adapted home on land to be acquired
  • Build a home on land already owned if it is suitable for specially adapted housing
  • Remodel an existing home if it can be made suitable for specially adapted housing
  • Apply the grant against the unpaid principal mortgage balance of an adapted home already acquired without the assistance of a VA grant.

A SAH grant, which allows up to $81,080 (2018), can be used a maximum of three times up to the allowable dollar amount.  Veterans with certain permanent service-connected conditions qualify for an SAH grant if their service-connected conditions:

  • Are permanently and totally disabling,
  • Preclude locomotion without the aid of braces, canes, or a wheelchair due to the loss, or loss of use of
    • both lower extremities,
    • one lower extremity together with residuals of organic disease or injury, which so affects the functions of balance or propulsion, or
    • one lower extremity, together with one upper extremity, which so affects the functions of balance or propulsion
  • Result in the loss, or loss of use, of both upper extremities at or above the elbow, or
  • Cause blindness in both eyes, having light perception only, combined with the loss or loss of use of one lower extremity.
  • Include certain severe burn injuries

Veterans who served on or after September 11, 2001, and become permanently disabled on or after that date may also be eligible for SAH benefits if they have the loss or loss of use of one or more lower extremities which so affects the functions of balance or propulsion as to preclude ambulating without the aid of braces, crutches, canes, or a wheelchair.

To apply for a SAH grant, fill out and submit VA Form 26-4555 Application in Acquiring Specially Adapted Housing or Special Home Adaptation Grant.

2. Special housing adaptation (SHA) grants help veterans with certain service-connected disabilities adapt or purchase a home to accommodate their disability.  SHA grants can be used in the following ways:

  • Adapt an existing home the veteran or a family member already owns in which the veteran resides
  • Adapt a home the veteran or family member intends to purchase in which the veteran will live
  • Help a veteran purchase a home already adapted in which the veteran will live

SHA provides for a grant amount up to $116,217 (2018).  A SHA grant may also be used a maximum of up to three times until the maximum grant amount has been utilized.  A SHA grant will be awarded where the veteran has a service-connected disability for one of the following:

  • Blindness in both eyes with 5/200 visual acuity or less
  • Anatomical loss or loss of use of both hands
  • Certain severe burn injuries
  • Certain severe respiratory injuries

To apply for a SHA grant, fill out and submit VA Form 26-4555 Application in Acquiring Specially Adapted Housing or Special Home Adaptation Grant.

3. Temporary Residence Adaptation grants

May be available to SAH/SHA eligible veterans and Servicemembers who are or will be temporarily residing in a home owned by a family member.  This assistance, up to $35,593 (2018) for veterans eligible for a SAH grant or $6,355 (2018) for veterans eligible for the SHA grant, may be used to adapt the family member’s home to meet the veteran’s or Servicemember’s special needs at that time.

4. Home Improvements and Structural Alterations (HISA) grants

The VA Home Improvement and Structural Alteration (HISA) grant program helps veterans who are enrolled in the VA health care system and requires home improvements for the continuation of medical treatment or for basic access to the home and essential bathroom and sanitary facilities for veterans with certain disabilities.  Unlike most other benefits shown on this page, HISA grants are available for both service-connected and nonservice-connected veterans (with different maximum amounts).

  • Veterans with service-connected disabilities the home improvement benefit is $6,800 (2018)
  • Veterans with non-service-connected disabilities the home improvement benefit is $2,000 (2018)

For A Complete Guide To VA Disability Claims and to find out more about your potential VA disability case and how to obtain favorable VA Rating Decision! Visit: VA-Claims.org

For Cases & Decisions that Could Save Your VA Service-Connected Claims! Visit: VAClaims.org ~ A Non-Profit Non Governmental Agency

Clothing Allowance: Special VA Benefits for the Disabled Service Connected Vets

Clothing allowance is an annual lump-sum payment made when a Veteran’s service-connected disability causes the use of certain prosthetic or orthopedic appliances (including a wheelchair) that tend to wear or tear clothing, or when the Veteran’s service-connected skin condition requires the use of medication that stains the clothing. Eligible Veterans can receive a one-time or yearly allowance for reimbursement.

You may receive a clothing allowance as a Veteran who uses either of the following:

  • Prosthetic or orthopedic appliance, such as a wheelchair or crutches, because of a service-connected disability (Note: soft and flexible devices, such as an elastic stocking, are not included)
  • Medication prescribed by a physician for a service-connected skin condition that causes permanent stains or otherwise damages outer garments

Additional clothing allowances may be provided if more than one prosthetic or orthopedic appliance, or medication described above, is used and/or affects more than one type of clothing garment.

Note: An ancillary benefit is an additional benefit that is related to, or derived from entitlement to certain service-connected benefits.

For A Complete Guide To VA Disability Claims and to find out more about your potential VA disability case and how to obtain favorable VA Rating Decision! Visit: VA-Claims.org

For Cases & Decisions that Could Save Your VA Service-Connected Claims! Visit: VAClaims.org ~ A Non-Profit Non Governmental Agency

What Veterans Must Know About Submitting a Claim for Non-Service Connected Pension

To submit a claim for the wartime or non-service connected pension, you will need:

  1. The proper VA application Form
    1. If the Veteran believes that he or she may qualify for both service connected disability compensation and/or a non-service connected pension, the Veteran should apply for both benefits.  They should apply for compensation by submitting VA Form 21-526EZ Application for Disability Compensation and Related Compensation Benefits.  The fillable form can be obtained by going to: https://www.vba.va.gov/pubs/forms/VBA-21-526EZ-ARE.pdf
    2. If the Veteran believes that he or she is only eligible for non-service connected pension, then the Veteran should apply using VA Form 21-527EZ Application for pension. This fillable form can be obtained by going to: http://www.vba.va.gov/pubs/forms/VBA-21-527EZ-ARE.pdf
  2. All income and net worth information and supporting documents.
  3. Medical Evidence of the Claim: To support your claim, submit all medical treatment records and documents from private Practitioners, private facilities, testing centers and VA medical centers. For each source of medical information, complete VA Form 21-4142, Authorization to Disclose Information to the Department of Veteran Affairs, http://www.vba.va.gov/pubs/forms/VBA-21-4142-ARE.pdf. VA medical centers do not need a VA Form 21-4142.
  4. Extra Benefit applications
    1. Application for Aid and Attendance or housebound benefits will require:
      1. If the Veteran resides at home, complete VA Form 21-2680, Examination for Housebound Status or Permanent Need for Regular Aid and Attendance,   http://www.vba.va.gov/pubs/forms/VBA-21-2680-ARE.pdf or
      2. If the Veteran is in a Nursing Home, complete VA Form 21-0779 Request for Nursing Home Information in Connection with Claim for Aid and Attendance, http://www.vba.va.gov/pubs/forms/VBA-21-0779-ARE.pdf
    2. Claim application for a dependent child in school between 18 and 23 with the pension requires completing VA Form 21-674, Request for Approval of School Attendance http://www.vba.va.gov/pubs/forms/VBA-21-674-ARE.pdf
    3. Claim application for helpless (disabled) child benefits, will require you to declare the child a dependent, using VA Form 21-686c, Declaration of Status of Dependents, http://www.vba.va.gov/pubs/forms/VBA-21-686c-ARE.pdf and submission of all relevant medical treatment records for the child’s disabilities using VA Form 21-4138, Statement in Support of Claim, http://www.vba.va.gov/pubs/forms/VBA-21-4138-ARE.pdf.

For a brief overview of the pension, go to the VA Fact Sheet on Live Pension: http://benefits.va.gov/BENEFITS/factsheets/limitedincome/livepension.pdf.

Or, the VA Fact Sheet on Survivors Pension: http://www.benefits.va.gov/BENEFITS/factsheets/survivors/Survivorspension.pdf

For A Complete Guide To VA Disability Claims and to find out more about your potential VA disability case and how to obtain favorable VA Rating Decision! Visit: VA-Claims.org

For More Information on Veterans Disability Compensation Benefits! Visit: DisableVeteran.org ~ A Non-Profit Non Governmental Agency

What is the Eligibility Verification Report for Non-Service Connected Pension

Pension recipients are required to file annual reports detailing their income status. The reports are called Eligibility Verification Reports (EVRs).

If the VA has requested an “EVR report” it must be completed, returned, and received by the VA within 60 days. Failure to return the EVR within the 60 days will result in the VA will suspending the pension benefit and denying the claim for the upcoming year.

It is important not to leave any blanks on the report. Instead of leaving a blank, enter either zero “0” or, the word “none” or, “N/A” on all answers that do not apply. If you leave a blank on the EVR report the VA will reject the report and suspend all benefits.

Another issue with the “EVR report” is with Social Security benefit reporting.   The SSI, (Supplemental Security Income), benefit is not considered “countable income”.   SSDI, (Social Security Disability Income), and Social Security Old Age Pension must be reported accurately to the VA. Any discrepancy in reporting SSDI or SS Old Age Pension can cause VA pension over payments and negative adjustments to the your pension benefit.

The Veteran’s EVR documented Social Security or Social Disability income amount must match the amount documented by Social Security. It is easy for Veterans to have a reporting error. Veterans mistakenly report the actual amount of their Social Security check instead of reporting their full Social Security benefit which includes the Medicare monthly deductibles for Part B Premium at $104.90 and other premiums, if the Veteran selected Premiums for Parts C and D.   Premium amounts for Part C and D vary by the plan. To avoid reporting errors, the Veteran and Spouse should refer to their annual report from the Social Security Administration and document the information correctly onto the EVR report.

If the Social Security Administration report is not available, the Veteran and/or Spouse can call and request the report from Social Security.   Social Security can be contacted at 1-800-772-1213. Social Security representatives are available between 7 a.m. and 7 p.m., Monday through Friday. If you have hearing problems you can call 1-800-325-0778, between 7 a.m. and 7 p.m., Monday through Friday.

For A Complete Guide To VA Disability Claims and to find out more about your potential VA disability case and how to obtain favorable VA Rating Decision! Visit: VA-Claims.org

For Cases & Decisions that Could Save Your VA Service-Connected Claims! Visit: VAClaims.org ~ A Non-Profit Non Governmental Agency

How VA Evaluates Income for Non-Service Connected Pension

Countable Income for Non-Service Connected Pension

To determine the income limit requirement for eligibility, the VA will require the Veteran to report all “countable income” for the Veteran’s household.

Countable income” refers to all household income:

  • the Veteran’s,
  • Veteran’s spouse (if living with the Veteran), and
  • Dependents.

The Veteran’s “countable income” must be below the maximum annual pension rate, MAPR, and the Veteran’s “net worth” must not provide adequate maintenance of the Veteran.

The need for pension is determined by “countable income” minus allowable deductions. The calculated reduced income is then subtracted from MAPR limit and the result is the annualized pension divided by 12 months.

As an example:

  • The MAPR for a Veteran who needs aid and attendance with no dependents is $21,531 income per year.
  • The Veteran’s countable income is $32,000 per year.
  • After subtracting the allowable deductions, the countable income of the Veteran is reduced to $15,000/year.
  • The MAPR of $21,531 minus $15,000 of countable income equals $6,531 per year of VA Pension.
  • The $6,531 yearly VA Pension is divided by 12 months to determine the monthly amount.
  • The Veteran receives a VA pension for $544.25 monthly for this example.

Allowable Deductions from Countable Income for VA Pension

The Veterans “countable income” is reduced by specific expenses. However, often Veterans believe that they are not eligible for pension because they make too much or are denied because they do not know the complete list of income exclusions and deductible expenses that would reduce their “countable income”.

The complete list of income exclusions is provided in 3.272 of title 38, Code of Federal Regulations. This knowledge is important because most Veterans mistakenly think that the only income deduction is unreimbursed medical expenses over 5% of the Veteran’s household income. When in fact there are many deductions and when the Veteran uses all of the deductions that apply to their situation, the outcome is greater.

Another mistake that Veterans make is reporting income that is excluded from income reporting on the pension application.       Not knowing the rules or what information to supply can cause a VA denial!

All income received from the following exclusions are not considered countable income by the VA. Veterans should make sure that when applying for pension, all deductions are applied and only income not excluded is counted. The list includes 22 income sources that are excluded from reporting and are found in Title 38 CFR 3.272:

  1. Welfare,
  2. Maintenance in an institution or facility due to age or impaired health,
  3. VA pension benefits ( Payments under Chapter 15 of Title 38 and including accrued pension benefits payable under 38 U.S.C. 5121),
  4. Reimbursement for casualty loss,
  5. Profit from the sale of property,
  6. Joint accounts,
  7. Unreimbursed medical expenses that are 5% of the MARP,
  8. Veteran’s final expenses,
  9. Educational expenses for Veteran or Spouse,
  10. Domestic Volunteer Service Act Programs,
  11. Distribution of funds under 38. U.S.C 1718,
  12. DOD survivor benefit annuity,
  13. Agent Orange settlement payments,
  14. Restitution to individuals of Japanese ancestry,
  15. Cash surrender value of life insurance,
  16. Income received by American Indian beneficiaries from trust or restricted lands,
  17. Payments from the Radiation Exposure Compensation Act,
  18. Alaska Native Claims Settlement Act,
  19. Monetary allowance under 38 U.S.C. chapter 18, Victims of Crime Act,
  20. Healthcare premiums to include Medicare, (make sure to include all insurance premiums paid for all 4 Parts of Medicare-A,B,C,D and Supplemental plans),
  21. Medicare prescription drug discount card and transitional assistance program, and
  22. Lump-sum life insurance proceeds on a veteran.

For A Complete Guide To VA Disability Claims and to find out more about your potential VA disability case and how to obtain favorable VA Rating Decision! Visit: VA-Claims.org

For Cases & Decisions that Could Save Your VA Service-Connected Claims! Visit: VAClaims.org ~ A Non-Profit Non Governmental Agency